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Down Payment Assistance Options

One of the most common misconceptions about purchasing a home is that you need a 20% down payment to get a mortgage. While that used to be true, that is no longer the case. Mountain West Financial Inc. is a leader in affordable housing solutions, from down payment assistance grants to interest-free second mortgages and other special mortgage programs. There are several options for those who want to achieve the dream of homeownership - and we want to guide you through that process.

  • Mountain West Financial® offers over 125 different Down Payment Assistance Programs.

  • Deferred payment silent seconds, Forgivable silent seconds, Matched savings programs, Mortgage tax credits, Housing Finance Agency Programs and Grants are all different forms of Down Payment Assistance that are available.

  • Programs can be used for down payment, closing cost assistance and more!

  • Not limited to first-time homebuyers.

  • Options available for FHAVAConventional, and USDA Home Loans.

  • Specialty programs are available for teachers, firefighters, police officers, Veterans and more!

  • Down Payment Assistance programs available in Arizona, California, Colorado, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.

  • Use our exclusive Down Payment search tool to see what programs you may be eligible for: